Which payment method ensures that credit card details are never stored in the Magento database?

The payment method that ensures credit card details are never stored in the Magento database is Authorize.Net. This service employs tokenization and a secure payment processing system where the credit card information is collected and processed by Authorize.Net's servers instead of Magento's. As a result, sensitive payment information is handled externally, mitigating risks associated with data breaches.

This approach not only enhances security by reducing liability concerning personally identifiable information but also helps businesses comply with PCI DSS (Payment Card Industry Data Security Standard) requirements since they do not have to manage or store credit card information. The focus on security and compliance enhances user trust and encourages more customers to complete their transactions.

In contrast, other payment methods may have different implications regarding how they manage and store sensitive information. For example, while some might offer options that enhance security, they do not inherently guarantee that credit card data will not be stored within the Magento database without additional implementation steps.